.rechner[data-astro-cid-jagwuxjk]{margin:56px 0;border:1px solid var(--border);border-left:3px solid var(--blue);background:#fff;padding:28px}.rechner-kicker[data-astro-cid-jagwuxjk]{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);font-weight:600}.rechner[data-astro-cid-jagwuxjk] h2[data-astro-cid-jagwuxjk]{font-family:Cormorant Garamond,Georgia,serif;font-size:28px;line-height:1.2;margin:8px 0 10px;color:var(--navy)}.rechner-intro[data-astro-cid-jagwuxjk]{font-size:15px;line-height:1.65;color:var(--muted);margin:0;max-width:62ch}.rechner-grid[data-astro-cid-jagwuxjk]{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:24px}@media(max-width:720px){.rechner[data-astro-cid-jagwuxjk]{padding:20px}.rechner-grid[data-astro-cid-jagwuxjk]{grid-template-columns:1fr;gap:24px}}.feld[data-astro-cid-jagwuxjk]{display:block;margin-bottom:16px}.feld-label[data-astro-cid-jagwuxjk]{display:block;font-size:14px;color:var(--navy);margin-bottom:6px}.feld-label[data-astro-cid-jagwuxjk] em[data-astro-cid-jagwuxjk]{font-style:normal;color:var(--muted)}.feld[data-astro-cid-jagwuxjk] input[data-astro-cid-jagwuxjk]{width:100%;padding:9px 11px;border:1px solid var(--border);background:var(--bg);font:inherit;font-size:15px;color:var(--navy)}.feld[data-astro-cid-jagwuxjk] input[data-astro-cid-jagwuxjk]:focus{outline:2px solid var(--blue);outline-offset:1px}.feld-hint[data-astro-cid-jagwuxjk]{display:block;font-size:12.5px;line-height:1.5;color:var(--muted);margin-top:5px}.rechner-ergebnis[data-astro-cid-jagwuxjk]{background:var(--bg);border:1px solid var(--border);padding:20px;align-self:start}.erg-zeile[data-astro-cid-jagwuxjk]{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:9px 0;font-size:14px;color:var(--muted);border-bottom:1px solid var(--border)}.erg-zeile[data-astro-cid-jagwuxjk] b[data-astro-cid-jagwuxjk]{color:var(--navy);font-variant-numeric:tabular-nums;white-space:nowrap}.erg-haupt[data-astro-cid-jagwuxjk]{border-bottom:none;padding-top:16px}.erg-haupt[data-astro-cid-jagwuxjk] span[data-astro-cid-jagwuxjk]{color:var(--navy);font-weight:600}.erg-haupt[data-astro-cid-jagwuxjk] b[data-astro-cid-jagwuxjk]{font-family:Cormorant Garamond,Georgia,serif;font-size:30px;color:var(--blue)}.erg-hinweis[data-astro-cid-jagwuxjk]{font-size:12.5px;line-height:1.6;color:var(--muted);margin:16px 0 0;padding-top:14px;border-top:1px solid var(--border)}.erg-hinweis[data-astro-cid-jagwuxjk] strong[data-astro-cid-jagwuxjk]{color:var(--navy)}.article-hero{background:var(--navy);padding:140px 40px 80px}.article-hero-inner{max-width:820px;margin:0 auto}.article-back{display:flex;width:fit-content;align-items:center;gap:8px;font-size:11px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--slate-2);text-decoration:none;margin-bottom:40px;transition:color .2s}.article-back:hover{color:var(--white)}.article-tag{display:inline-block;font-size:10px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--slate-2);margin-bottom:20px}.article-title{font-family:Cormorant Garamond,serif;font-size:clamp(36px,5vw,58px);font-weight:300;color:var(--white);line-height:1.07;letter-spacing:-.02em;margin-bottom:24px}.article-title em{color:var(--slate-2)}.article-meta{display:flex;gap:28px;align-items:center;font-size:12px;color:var(--slate-2);border-top:1px solid var(--border);padding-top:24px;margin-top:24px}.article-body-bg{background:var(--bg);padding-top:0}.article-wrap{max-width:1140px;margin:0 auto;padding:72px 40px 100px;display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:80px;align-items:start}.article-content{min-width:0}.article-content>p,.article-content li{font-size:16px;line-height:1.85;color:var(--text-2)}.article-content>p{margin-bottom:28px}.article-content h2{font-family:Cormorant Garamond,serif;font-size:32px;font-weight:300;color:var(--navy);line-height:1.1;margin:56px 0 20px;letter-spacing:-.01em;scroll-margin-top:96px}.article-content h3{font-size:15px;font-weight:500;color:var(--navy);margin:36px 0 12px;scroll-margin-top:96px}.article-content ul,.article-content ol{margin:0 0 28px 22px}.article-content li{margin-bottom:10px}.article-content strong{color:var(--navy);font-weight:500}.article-content a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.article-content table{width:100%;border-collapse:collapse;margin:32px 0;font-size:14px}.article-content th{text-align:left;padding:12px 16px;border-bottom:1px solid var(--border-2);color:var(--navy);font-weight:500;font-size:13px}.article-content td{padding:12px 16px;border-bottom:1px solid var(--border);color:var(--text-2);line-height:1.6}.pullquote{border-left:3px solid var(--blue);padding:20px 28px;margin:40px 0;background:var(--white)}.pullquote p{font-family:Cormorant Garamond,serif;font-size:22px!important;font-weight:300!important;color:var(--navy)!important;line-height:1.4!important;margin:0!important;font-style:italic}.article-meta-dl{color:var(--slate-2);text-decoration:none;border-bottom:1px solid var(--border-2);transition:color .2s}.article-meta-dl:hover{color:var(--white)}.article-dl{background:var(--white);border:1px solid var(--border-2);border-left:3px solid var(--blue);padding:32px;margin:56px 0;scroll-margin-top:96px}.dl-label{font-size:10px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--slate);margin-bottom:14px}.article-content .dl-title{font-family:Cormorant Garamond,serif;font-size:26px;font-weight:300;color:var(--navy);line-height:1.15;margin:0 0 10px;letter-spacing:-.01em}.article-content .dl-desc{font-size:15px;line-height:1.7;color:var(--text-2);margin:0 0 22px;max-width:46ch}.dl-btn{display:inline-flex;align-items:baseline;gap:12px;background:var(--navy);color:var(--white);font-size:14px;font-weight:500;padding:14px 24px;text-decoration:none;transition:background .2s}.dl-btn:hover{background:var(--blue)}.article-content a.dl-btn{color:var(--white);text-decoration:none}.dl-format{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--slate-2)}.article-content .dl-note{font-size:12px;color:var(--muted);margin:14px 0 0}.dl-teaser{display:flex;gap:28px;align-items:center;background:var(--white);border:1px solid var(--border-2);border-left:4px solid var(--blue);padding:28px 32px;margin:8px 0 40px}.dl-teaser img{width:210px;border:1px solid var(--border);display:block;flex-shrink:0}.dl-teaser-label{font-size:10px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--slate);margin-bottom:6px}.article-content .dl-teaser-titel{font-family:Cormorant Garamond,serif;font-size:26px;font-weight:300;color:var(--navy);margin:0 0 6px;line-height:1.15;letter-spacing:-.01em}.article-content .dl-teaser-nutzen{font-size:14px;line-height:1.6;color:var(--text-2);margin:0 0 16px;max-width:52ch}.dl-teaser-btn{display:inline-flex;align-items:baseline;gap:12px;background:var(--navy);color:var(--white);font-size:14px;font-weight:500;padding:13px 24px;text-decoration:none;transition:background .2s}.dl-teaser-btn:hover{background:var(--blue)}.article-content a.dl-teaser-btn{color:var(--white);text-decoration:none}.dl-teaser-btn span{color:var(--slate-2);font-size:11.5px}.dl-grid{display:grid;grid-template-columns:190px 1fr;gap:28px;align-items:start}.dl-cover{width:100%;border:1px solid var(--border-2);display:block}.dl-thumbs{display:flex;gap:10px;margin-top:14px}.dl-thumbs img{width:92px;border:1px solid var(--border);display:block}@media(max-width:640px){.article-dl{padding:24px 20px}.dl-btn{width:100%;justify-content:center}}@media(max-width:640px){.dl-grid{grid-template-columns:1fr;gap:20px}}@media(max-width:640px){.dl-teaser{flex-direction:column;align-items:flex-start;gap:18px;padding:22px 20px}.dl-teaser img{width:100%;max-width:260px}}.insight-box{background:var(--navy);color:var(--white);padding:28px 32px;margin:36px 0}.insight-num{font-family:Cormorant Garamond,serif;font-size:48px;font-weight:300;color:var(--slate-2);line-height:1;margin-bottom:8px}.insight-title{font-size:14px;font-weight:500;color:var(--white);margin-bottom:10px}.insight-body{font-size:13px;color:var(--slate-2);line-height:1.7}.insight-body a{color:var(--white)}.article-faq,.article-more{margin-top:64px}.article-faq .faq-item{border-bottom:1px solid var(--border)}.article-faq .faq-q{cursor:pointer;padding:18px 0;font-size:15px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:16px}.article-faq .faq-q::marker,.article-faq .faq-q::-webkit-details-marker{display:none}.article-faq .faq-q:after{content:"+";color:var(--blue);font-size:18px;line-height:1;flex-shrink:0}.article-faq details[open] .faq-q:after{content:"−"}.article-faq .faq-a{font-size:15px;line-height:1.8;color:var(--text-2);padding:0 0 20px;margin:0}.more-list{list-style:none;margin:0}.more-list li{border-bottom:1px solid var(--border);padding:14px 0}.more-list li:last-child{border-bottom:none}.more-list a{font-size:15px;color:var(--blue);text-decoration:none}.more-list a:hover{text-decoration:underline}.more-hint{display:block;font-size:13px;color:var(--text-2);margin-top:4px}.article-sidebar{position:sticky;top:96px}.sidebar-card{background:var(--white);border:1px solid var(--border);padding:28px;margin-bottom:20px}.sidebar-label{font-size:10px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--text-2);margin-bottom:16px}.sidebar-cta-title{font-family:Cormorant Garamond,serif;font-size:22px;font-weight:300;color:var(--navy);line-height:1.2;margin-bottom:12px}.sidebar-cta-body{font-size:13px;color:var(--text-2);margin-bottom:20px;line-height:1.6}.toc-list{list-style:none;margin:0}.toc-list li{border-bottom:1px solid var(--border)}.toc-list li:last-child{border-bottom:none}.toc-list a{display:block;padding:10px 0;font-size:13px;color:var(--text-2);text-decoration:none;transition:color .2s}.toc-list a:hover{color:var(--navy)}.article-cta{background:var(--navy);padding:80px 40px}.article-cta-inner{max-width:820px;margin:0 auto;text-align:center}.article-cta h2{font-family:Cormorant Garamond,serif;font-size:40px;font-weight:300;color:var(--white);line-height:1.1;margin-bottom:16px;letter-spacing:-.02em}.article-cta h2 em{color:var(--slate-2)}.article-cta p{font-size:15px;color:var(--slate-2);margin-bottom:36px;max-width:540px;margin-left:auto;margin-right:auto}.cta-btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}.btn-inv{background:var(--white);color:var(--navy);padding:14px 32px;font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;text-decoration:none;transition:background .2s}.btn-inv:hover{background:var(--bg-2)}.btn-outline-light{border:1px solid var(--slate-2);color:var(--slate-2);padding:14px 32px;font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;text-decoration:none;transition:border-color .2s,color .2s}.btn-outline-light:hover{border-color:var(--white);color:var(--white)}@media(max-width:1024px){.article-wrap{grid-template-columns:minmax(0,1fr);gap:48px;padding:48px 24px 72px;max-width:820px}.article-sidebar{position:static;display:flex;gap:16px;flex-wrap:wrap}.sidebar-card{flex:1;min-width:240px}}@media(max-width:768px){.article-hero{padding:110px 24px 56px}.article-title{font-size:32px}.article-meta{flex-wrap:wrap;gap:12px}.article-content>p,.article-content li{font-size:15px}.article-content h2{font-size:26px}.article-sidebar{flex-direction:column}.sidebar-card{min-width:0}}